Grandfather charged in boy’s death Vilvens signs with Mount St. Joseph SBAAC awards girls tennis all-stars Layman inducted into Miami University Athletic Hall of Fame SBAAC hands out awards to First Team girls’ soccer all-stars John D Marks Fourteen indicted by Brown County Grand Jury Commissioners donate to task force Voters return Worley to the bench Georgetown Police Department welcomes new officers Ruby A Ratliff Donna J Moore Stella M Glasscock Ellen L Gelter Alverda T Guillermin Justin N Beach EHS dedicates ‘Kiser Court’ SBAAC awards First Team football all-stars, winning teams Sizer earns SBAAC American Division Volleyball Player of Year honors for 3rd straight year Broncos to host Blue Jays for OHSAA ‘Jimmy Young’ Foundation Game, Nov. 17 Vern W Kidd Jr Brown County Election Results – 2017 Michael D Hines Raymond W Napier Leslie E Boyle Gary L Barber Meth makes a comeback The bomber crash of 1944 4-H holds ‘shootout’ with BCSO County jobless rate falls Russell K Wolfer SHAC recognizes volleyball all-stars SHAC cross country all-stars take home awards Eastern girls finish runner-up in SHAC golf standings Week 10 football roundup Kathleen J Bright Sister Marjean Clement Veterans Service Office Moves G’town FFA has great fair Bald Eagles spotted 2017 Celebration of Lights being planned Eight indicted by grand jury Carlos L Beck Georgetown XC teams qualify for regional championship meet Warriors advance to Div. II Regional Meet Lady Rockets reach end to successful volleyball season Week nine football roundup Lady Warriors regional bound Amy J Caudill Bertha Lindsey Bobby S Conley Body found in ditch, investigation underway Former Aberdeen Fiscal Officer pleads guilty Keeping kids safe on the school bus Mary E Hahn Gary R Cornette Week 8 football roundup Notable soccer season reaches end for G-Men Lady Broncos are SBAAC American Division XC champs SHAC XC title goes to Lady Warriors Arthur Smith Eugene M Jennings Jr Billy R Kilgore Sr Carol D Roberts Thelma L Gray Sheriff Ellis meets President Trump Quarter Auction to pay for fire engine restoration Upcoming Quarter Raffle, Oct. 14 to benefit PRC Man found dead in ditch Rev Alvin B Woodruff Jackson L Russell Lady Broncos bring home 11th SBAAC American Division title in 12 years Lady Rockets wrap up regular season Warriors rally for win Broncos make it two in a row Helen L Whalen Veterans saluted at the Brown County Fair Fayetteville cancels school after threat Tommy J Stamper Sue Day Broncos move closer to SBAAC American Division title Lady G-Men working hard, showing improvement Sports complex soon to open in Mt. Orab Week 6 football roundup H Ray Warnock Jennings faces multiple sex offenses Georgetown nears water system completion Bible Baptist Barbeque brings big crowd Linda Taylor Rene Sizemore-Dahlheimer Eugene Snider Eric Workman Gregory Terry Edith M Moore Eileen Womacks Michael C Jennings Janice K Brunner Cheer squads compete at ‘Little State Fair’ Truck, tractor pulls draw a crowd at Brown County Fair Week 5 football roundup

What you need to know about financial aid

The 2016-17 FAFSA is available online now. Parents of high school and college students need to push aside any negative thoughts and disregard any FAFSA myths they have heard as they deal with the application that opens the doorway to financial aid for most colleges. Even if you don’t think your family qualifies for income-based financial aid, the FAFSA needs to be completed to qualify for other types of assistance, and to be eligible for federal student loans. Here are some things you need to know about the 2016-17 FAFSA:

You’ll need an FSA ID: This is a new requirement. Even if you had an FSA PIN last year, you need to acquire an FSA ID to log in and complete this year’s form. It is not difficult, and adds an extra layer of security to the process. If you sign in to any FSA site (including gov, FAFSA on the Web, StudentLoans.gov, NSLDS student access, etc.) after that date, then you will be redirected to a new FSA ID page. On this page, you will be directed to pick a username and password for sign in purposes, but just like with the PIN, you will have to wait 1-3 days for the Social Security Administration to verify for identity. (Currently, you are allowed a “conditional PIN” for the 1-3 days in order to complete the verification process.)

Do it now: You may think it is better to wait until after you file your income tax returns, but there are some forms of financial aid which are time-sensitive. Delaying the application could result in lost financial aid. You can use estimated income figures for now, and then go back and revise them once you file your 2015 income tax returns.

Allow the proper amount of time: If this is your first time completing the FAFSA, you will need about 30-45 minutes, provided you have already obtained your FSA ID and gathered your supporting documentation. Returning filers will find that it takes about 15-30 minutes to update their information for the coming year, if there have been no substantial changes in their financial situation.

Determine whether the student is dependent or independent: Independent students are only required to provide their own financial information, while dependent students must also provide data on their parents. The FAFSA has a series of questions you will answer to determine your dependency status.

Watch for other financial aid requirements: Check the websites or application packets of the colleges your student hopes to attend to determine if there are any additional requirements or deadlines you will need to meet.

Review your SAR carefully: After you submit your FAFSA, you will receive a Student Aid Report, or SAR, which will also contain your Expected Family Contribution (EFC). Review this document carefully to be sure it matches your financial situation, as it will be used by your colleges as the basis for their financial aid decisions.

Don’t get distraught about verification: In some cases, you may be asked to provide additional documentation to support statements you made on the FAFSA. This is a routine procedure and should not be a problem if the statements you made were accurate.

There is also a twist to the process in 2016. Another FAFSA for the 2017-18 academic years will be online beginning October 1. Keep in mind all the lessons you learn from filling out this year’s form, and you will be a step ahead for next year.

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Chatfield College offers tips for students and parents preparing to file the FAFSA

By Diana Irving

Chatfield College

Founded by the Ursulines of Brown County, Chatfield College is a private liberal arts college offering the Associate of Arts degree in St. Martin and Over-the-Rhine. Visit them online at Chatfield.edu

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2016 News Democrat