Four charged in overdose death Underage felonies strain county system Fayetteville looks forward to 2018 celebration Russellville council discusses underground tanks in village Marilyn A Wren Larry E Carter Virginia L McQuitty Practices get underway for fall sports Jays soon to begin quest for SHAC title Western Brown to hold Meet the Teams Night and OHSAA parent meeting Aug. 8 Norville F Hardyman Carol J Tracy James Witt Hundreds of Narcan doses used in 2016 Heavy weekend rain causes flooding and damaged roads Child Focus hosts Chamber of Commerce meeting Mary F McElroy Broncos out to defend SBAAC American Division soccer title Bronco 5K to take place Aug. 5 EHS volleyball team ready for new season Michael C Cooper Raymond Mays Harry E Smittle Jr Mary A Flaugher Western Brown’s Leto excels in Australia Rockets ready for 1st season in SBAAC Paddling, hiking activities available at Ohio State Parks SB Warriors get set to hit gridiron for 2nd year of varsity football Scotty W Johnson Glenna V Moertle Ricky L Hoffer Ruth E Ward David A Watson Janet L Dotson Vilvie S King Steven C Utter Cropper joins Fallis at Bethel-Tate Local kids find success in world of martial arts 13th annual Bronco 5K Run and Fitness Walk set for Aug. 5 Teams compete in memory of Randy Fulton Mike W Smith Roger Helton David A Borders Timothy E Argenbright Joseph W Sherrill Frances K Pedigo Cecil N Graham Sawyers charged in sex for heroin plot Group demands changes at ELSD Blanche Malblanc Pauline L Kirk Over 70 take part in 11th Joe Myers 5K Classic Lions Club 4th of July Festival brings outdoor fun to Ripley ODNR reminds visitors to swim safe this summer Changes in high school track and field/cross country rules include school issued and approved uniforms Betty L Philpott Judy B Williams Billie J Russell Remembering Ravye 25 attend volleyball camp in Fayetteville Western Brown hosts Pee Wee Football Camp Eugene L Baumann Kids enjoy a ‘Touch-a-Truck’ event in Mt. Orab New police chief takes over in Fayetteville BC Chamber moving forward on 2017 SummerFest Two killed in wrong way crash in Mt. Orab Jack Hamilton Charles L Glover Maxine M Stires Western Brown youth basketball camps a success Leto to represent Team USA in Australia Broncos hard at work in preparation for fall season Eastern approves bowling team Phyllis Ruth Lois A Manley Eddie L Carr Thomas L Carnahan Cameron Barkley Walter J McGee Gary J Graham George D Johnson Walter F Crawford Jr Charles E Meranda Jr Corbin testifies before Ohio Senate Five arrested in Hamersville drug bust Neil Diamond tribute band coming Hyde finds home at Midway Youngsters work to improve on hoop skills at Eastern basketball camps Sizer named All-District Honorable Mention Western Brown’s Barnes earns All-State, All-District honors Local players compete in SWOFCA Ron Woyan East/West All-Star Game 6th annual Ravye Williams Memorial 3-on-3 Basketball Tournament set for June 24 Clarence E Teal Rosie B Poe Monard C Boots James P Conrad James T Dinser Scott J Swearingen Eastern’s Farris earns award for top 2-point field percentage in Ohio Georgetown’s Seigla earns All-District honors

What you need to know about financial aid

The 2016-17 FAFSA is available online now. Parents of high school and college students need to push aside any negative thoughts and disregard any FAFSA myths they have heard as they deal with the application that opens the doorway to financial aid for most colleges. Even if you don’t think your family qualifies for income-based financial aid, the FAFSA needs to be completed to qualify for other types of assistance, and to be eligible for federal student loans. Here are some things you need to know about the 2016-17 FAFSA:

You’ll need an FSA ID: This is a new requirement. Even if you had an FSA PIN last year, you need to acquire an FSA ID to log in and complete this year’s form. It is not difficult, and adds an extra layer of security to the process. If you sign in to any FSA site (including gov, FAFSA on the Web, StudentLoans.gov, NSLDS student access, etc.) after that date, then you will be redirected to a new FSA ID page. On this page, you will be directed to pick a username and password for sign in purposes, but just like with the PIN, you will have to wait 1-3 days for the Social Security Administration to verify for identity. (Currently, you are allowed a “conditional PIN” for the 1-3 days in order to complete the verification process.)

Do it now: You may think it is better to wait until after you file your income tax returns, but there are some forms of financial aid which are time-sensitive. Delaying the application could result in lost financial aid. You can use estimated income figures for now, and then go back and revise them once you file your 2015 income tax returns.

Allow the proper amount of time: If this is your first time completing the FAFSA, you will need about 30-45 minutes, provided you have already obtained your FSA ID and gathered your supporting documentation. Returning filers will find that it takes about 15-30 minutes to update their information for the coming year, if there have been no substantial changes in their financial situation.

Determine whether the student is dependent or independent: Independent students are only required to provide their own financial information, while dependent students must also provide data on their parents. The FAFSA has a series of questions you will answer to determine your dependency status.

Watch for other financial aid requirements: Check the websites or application packets of the colleges your student hopes to attend to determine if there are any additional requirements or deadlines you will need to meet.

Review your SAR carefully: After you submit your FAFSA, you will receive a Student Aid Report, or SAR, which will also contain your Expected Family Contribution (EFC). Review this document carefully to be sure it matches your financial situation, as it will be used by your colleges as the basis for their financial aid decisions.

Don’t get distraught about verification: In some cases, you may be asked to provide additional documentation to support statements you made on the FAFSA. This is a routine procedure and should not be a problem if the statements you made were accurate.

There is also a twist to the process in 2016. Another FAFSA for the 2017-18 academic years will be online beginning October 1. Keep in mind all the lessons you learn from filling out this year’s form, and you will be a step ahead for next year.

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Chatfield College offers tips for students and parents preparing to file the FAFSA

By Diana Irving

Chatfield College

Founded by the Ursulines of Brown County, Chatfield College is a private liberal arts college offering the Associate of Arts degree in St. Martin and Over-the-Rhine. Visit them online at Chatfield.edu

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2016 News Democrat