Rockets rally for first league win Lady Broncos rise to 10-6 with win at Wilmington Broncos begin quest for SBAAC American Div. title Lady G-Men looking to bounce back from recent losses SHAC golf season in the books Lady Rockets top Whiteoak Fair Royalty chosen for 2016 Troop Box Ministry still going strong after 15 years Three sentenced in Common Pleas Alex K Miller Denvil Burchell Maneva H Teague Vincent A Cluxton Stanley J Brannock Robert L Dyer Mary L Phillips Broncos gallop to 9-0-1 with win over G-Men Tight battle continues for SBAAC American Division volleyball title Jays rally for win over Rockets Week 4 football roundup Sininger is SBAAC Nat’l Division Golfer of Year Lady Rockets top CCD, fall to CNE Janet R Reveal Paul D Hines Gas skimmers stealing identities Democrats meet in G’town Humane Society horses now up for adoption New ‘B-Fit Program’ at this year’s fair Drug Task Force marijuana eradication Cheryl L Sams Aaron S Cartwright Tommie E Stout Rockets soar past the Warriors, 5-0 G-Men place runner-up in Vern Hawkins XC Invite Lady Warriors cruise to victory over Fayetteville Broncos remain unbeaten at 6-0-1 Lady G-Men win at Ripley Week 3 football roundup Broncos lead after round two of SBAAC American Division play Ohana Music Festival a huge success Man charged with 292 counts of child porn possession G’Town Council resolves zoning issues, to hold public meeting on medical marijuana Chase pleads guilty to obscenity charges Georgetown Nativity Scene to be on display, much longer this year Georgetown Police Chief Rob Freeland, updates council on village happenings Jay R Crawford Kenneth James Verne Wisby, Sr Kenneth J Barber Olivette F Corbett David E Kelsey, Sr Betty A Stegbauer Virginia McConnaughey Chantal C Cook Chase pleads guilty to obscenity charges Brown County jobless rate at 16 year low UC to eliminate smoking on campus Marjorie M Hardy James A Housh SWRMC Home Health business is sold Man charged after a fight results in death Six sentenced in Common Pleas Bevens running for Ohio State Board of Education Donna Frost to perform in Georgetown Sept. 8 2016 HIKE 4 HOPE 3-Mile Walk Run set for Sept. 11 James Adams, Sr Ashley D Ring, Sr Gladys Warner 2016 Prep Football Preview Anna M Huber Patricia L Slagle Colleen S Hannah Helen B Hensley Nick Owens to run for state board of education Ten indicted by Brown County Grand Jury Troop Box Ministries alive and well, continues to send gift boxes to troops after 16 years Veteran’s Home Golf Tournament planned Four sentenced in common pleas Susan G Simpson Mary P Walsh Jerald R Hauke Charles Rodenberg Shelia D Fist Shirley M Josche John T Denier Raymond L Knell Dorothy E Holton Jayce CJ Bradford Georgetown asked to pay for full time drug officer 2016 Ohio Valley Antique Machinery Show ODOT opens new maintenance building Glenn O Stroop Jr Lloyd M Malott John J Ward Mae F Miller Robert E Nash Jay D Cutrell Cyclist’s death under investigation Wenstrup visits Mt. Orab Two planes crash in Brown County
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What you need to know about financial aid

The 2016-17 FAFSA is available online now. Parents of high school and college students need to push aside any negative thoughts and disregard any FAFSA myths they have heard as they deal with the application that opens the doorway to financial aid for most colleges. Even if you don’t think your family qualifies for income-based financial aid, the FAFSA needs to be completed to qualify for other types of assistance, and to be eligible for federal student loans. Here are some things you need to know about the 2016-17 FAFSA:

You’ll need an FSA ID: This is a new requirement. Even if you had an FSA PIN last year, you need to acquire an FSA ID to log in and complete this year’s form. It is not difficult, and adds an extra layer of security to the process. If you sign in to any FSA site (including gov, FAFSA on the Web, StudentLoans.gov, NSLDS student access, etc.) after that date, then you will be redirected to a new FSA ID page. On this page, you will be directed to pick a username and password for sign in purposes, but just like with the PIN, you will have to wait 1-3 days for the Social Security Administration to verify for identity. (Currently, you are allowed a “conditional PIN” for the 1-3 days in order to complete the verification process.)

Do it now: You may think it is better to wait until after you file your income tax returns, but there are some forms of financial aid which are time-sensitive. Delaying the application could result in lost financial aid. You can use estimated income figures for now, and then go back and revise them once you file your 2015 income tax returns.

Allow the proper amount of time: If this is your first time completing the FAFSA, you will need about 30-45 minutes, provided you have already obtained your FSA ID and gathered your supporting documentation. Returning filers will find that it takes about 15-30 minutes to update their information for the coming year, if there have been no substantial changes in their financial situation.

Determine whether the student is dependent or independent: Independent students are only required to provide their own financial information, while dependent students must also provide data on their parents. The FAFSA has a series of questions you will answer to determine your dependency status.

Watch for other financial aid requirements: Check the websites or application packets of the colleges your student hopes to attend to determine if there are any additional requirements or deadlines you will need to meet.

Review your SAR carefully: After you submit your FAFSA, you will receive a Student Aid Report, or SAR, which will also contain your Expected Family Contribution (EFC). Review this document carefully to be sure it matches your financial situation, as it will be used by your colleges as the basis for their financial aid decisions.

Don’t get distraught about verification: In some cases, you may be asked to provide additional documentation to support statements you made on the FAFSA. This is a routine procedure and should not be a problem if the statements you made were accurate.

There is also a twist to the process in 2016. Another FAFSA for the 2017-18 academic years will be online beginning October 1. Keep in mind all the lessons you learn from filling out this year’s form, and you will be a step ahead for next year.

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Chatfield College offers tips for students and parents preparing to file the FAFSA

By Diana Irving

Chatfield College

Founded by the Ursulines of Brown County, Chatfield College is a private liberal arts college offering the Associate of Arts degree in St. Martin and Over-the-Rhine. Visit them online at Chatfield.edu

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2016 News Democrat