Thomas J Wolfer Cropper coaches way to 500th career victory Ohio’s Deer-Gun Season opens with more than 18,000 deer harvested Lady Broncos face talented Wilmington squad in season opener at Western Brown SHAC teams hit the hardwood for annual Boys Basketball Preview Western’s Leto and Jones excel in sophomore season of XC Lady Rockets open season with victory over Hillsboro Gary P Garrison Rev Larry T Allen Georgetown, Eastern MS honored by state Woodruff updates Chamber of Commerce Operation Christmas Child reaching out overseas G’town Christmas Parade Dec. 3 Ronald E Blessing Sharlee R West June A Goecke Rockets earn OVAL honors Ogden Court dedication set for Dec. 10 Jays host Broncos for OHSAA Foundation Game Ohio’s young hunters harvest nearly 6,000 deer during Youth Gun Season SHAC holds Girls Basketball Preview Foreclosure filed on former Meadowwood Care Facility Ten indicted by Brown County Grand Jury Nature Works Grant funds for new Senior Playground Shop with a Cop looking for donations and support BC Beekeepers Association busy rescuing honey bees Hilda F Steele Ronald L Palmer Bruce E Phillips Elizabeth J Ellison Daniel L Turner Cook inducted into OIAAA Hall of Fame Eastern honors Coach Kiser G-Men, Devils battle it out in OHSAA Foundation Game Jester is OVAL Football Player of the Year Ipad program a success in Georgetown schools Powih sentenced to six years on rape charges Air Evac team to get new headquarters building in Georgetown Four sentenced in Brown County Common Pleas Court Homer C Eldridge Dennis D Johnson SBAAC First Team soccer all-stars take home awards Ohio’s Deer-gun hunting season quickly approaching League champ Lady Broncos recognized at fall sports banquet SBAAC awards First Team football all-stars, league champion teams Irene D Thurman County GOP sweeps at ballot box Landfill project to provide electricity Three indicted by County Grand Jury BREAKING ELECTION NEWS Wanda L Nixon Ella A Moon David Rogers Joanna W Carter Ann L Yeary Tony Gacek Rigdon finishes 3rd in Pickerington Div. III Regional Meet, advances to OHSAA XC State Tournament Week 10 football roundup Linkous named SBAAC American Division Soccer Player of the Year SHAC awards boys golf all-stars, winning teams Donald L Bauer Andrew W Brown Early voting still going strong at Election Board Tree ordinance brings more questions at G’Town Council Steele named new mayor in R’ville ABCAP’s Reproductive Center receives $2,000 from Jaymie Jamison Foundation Robert E Bailey Myrtle L Stiltner Etta M Mays Kathleen A Holden Eastern XC teams head to Regional Meet A season to remember Lady Warriors finish runner-up in SHAC Div. I Lady Broncos finish season 10-8-1 Week 9 football roundup G-Men and Colwell head to Div. III Regional XC Meet Marie E Thompson Georgia E Smith Jonathan C Gee Wenstrup discusses regulations, drug issue Woman charged with injecting pregnant woman Public meeting on drug problem draws large crowd BC Chamber of Commerce looks for nominees Mary A Brauns Lynn V Augline Denise A McCleese Tommy E Vaughn Beulah M White Anthony Dozier Moore sentenced to 16 years in prison for assault Tea Party holds candidate forum Hamersville Police Dept. introduces newest officer Russellville Council takes action on closing alleys Anthony R Traylor Caryl J Eyre Jays clinch 2nd in SHAC Division I Week 7 football roundup Battle between Eastern, Ripley ends in tie Broncos are SBAAC American Divison champs

Avoid emotional investment decisions

What’s the biggest obstacle to your ability to invest successfully? Is it the ups and downs of the financial markets? Political events? The fact that you weren’t born rich? Actually, the chief hurdle you face is something over which you have control: your own emotions.

Your emotions can lead to a variety of ill-advised investment behaviors, such as these:

-Cutting losses: Declines in the financial markets can lead some investors to try to “cut their losses” by selling investments whose price has declined. Yet, when prices have dropped, it may actually be a good time to buy investments, not sell them, especially when the investments are still fundamentally sound.

-Chasing performance: In the investment world, the flip side of “fear” is “greed.” Just as some investors are propelled by fear of loss, others are motivated by quick, big gains. They may pursue “hot” investments, only to be disappointed when the sizzle quickly fizzles. Instead of trying to “score” that one big winner, you may be better off spreading your investment dollars among a range of vehicles – stocks, bonds, government securities, certificates of deposit (CDs) and so on. While diversification can’t guarantee a profit or protect against loss, it may help reduce the impact of market volatility on your portfolio.

-Focusing on the short term: When the market is down, you might get somewhat upset when you view your monthly investment statements. But any individual statement is just a snapshot in time; if you were to chart your investment results over a period of 10, 15 or 20 years, you’d see the true picture of how your portfolio is doing – and, in all likelihood, that picture would look better than a statement or two you received during a down market. In any case, don’t overreact to short-term downturns by making hasty “buy” or “sell” decisions. Instead, stick with a long-term strategy that’s appropriate for your goals, risk tolerance and time horizon.

_Heading to the investment “sidelines”: Some people get so frustrated over market volatility that they throw up their hands and head to the investment “sidelines” until “things calm down.” And it’s certainly true that, when owning stocks, there are no guarantees; you do risk losing some, or all, of your investment. But if you jump in and out of the market to “escape“ volatility, you may take on an even bigger risk – the risk of losing some of the growth you’ll need to reach your goals. Consider this: If you had invested $10,000 in a package of stocks mimicking the S&P 500 in December 1979, your investment would have grown to more than $426,000 by December 2013. But if you had missed just the 10 best days of the market during that time, your $10,000 would only have grown to less than $206,000 – a difference of about $220,000, according to Ned Davis Research, a leading investment research organization. The bottom line? Staying invested over the long term can pay off. (Keep in mind, though, that the S&P 500 is an unmanaged index and isn’t meant to depict an actual investment. Also, as you’ve no doubt heard, past performance is not a guarantee of future results.)

Our emotions are useful in guiding us through many aspects of our lives, but when you invest, you’re better off using your head – and not your heart.

Jim Holden is a local Edward Jones Financial Advisor in Georgetown. Edward Jones, it employees and financial advisors are not estate planners and cannot provide tax or legal advice.

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