Local athletes advance to track and field regionals SBAAC awards baseball, softball, boys track and field First Team all-stars SHAC awards baseball all-stars Lady Broncos finish as SW District Div. II runner-up Lady Warriors cap off season as SE District Div. III runner-up Impressive post-season tourney run reaches end for Lady Rockets Rose M Crone Thousands visit Traveling Vietnam Veteran’s Memorial Wall Strategies discussed to join Maysville/Mason County KY with Brown Co. communities for economic growth Road and bridge work planned in county Linda M Lawson Margaret G Newkirk Gregory R Dunn Sandra L Haitz Wesley A Cooper Everette F Donell Lady Broncos move to SW District Div. II finals Lady Rockets top Cincy Christian 22-1 to earn berth in district finals Lady Warriors head to SE District Div. III finals with win over Gallia SW District Track and Field Tourney action gets underway Russell E Conn Robert T Fisher Philip L Paeltz David Beals Gregory A Smith II William G Mullinnix Patricia Ogden Brittany Stykes remembered by friends and family 2018 county budget could be cut by up to ten percent Georgetown Police Chief updates council Over 40 vendors, crafters at 2017 Annual Craft Show Cropper’s time as GHS girls basketball coach expected to end after 21 years at the helm Barnes’ perfect game and big hits lead Lady Broncos to round one sectional win Broncos advance in sectional play with win over Mt. Healthy Kenny B Williams Stephen E Marcum Christopher J Lovett Brandon M Traylor Gaslight renovations set to begin Ripley students view mock crash at school ‘Angela’s Curbside Cuisine’ taking area by storm Fisher sentenced to 17 years for child porn possession Fundraiser for Russellville 200th Celebration May 6 Warriors claim SHAC Div. I title in ‘run rule’ fashion Vilvens’ grand slam caps off Lady Rockets’ win over G’town Rockets lead SHAC Div. II at 9-4 WBHS dedicates new softball press box Rodney E Berry Charles D Rice Jr Erma D Painter Alma Cordes Ronald D Latham Some Georgetown School staff members will be armed this fall Local Democrats host Jerry Springer at dinner Chamber of Commerce discusses development Gerald P Morel Lady Broncos capture softball program’s 5th straight SBAAC American Division title Warriors on top in SHAC Division I standings Lady Broncos take first in Western Brown Track Invite Rockets leading way in SHAC Div. II James E Newman Paul E Funk Alan Hanselman Robert V Nash III Frances L Poole Minnie E Fisher Donovan M Pope Irvin E Stiens Myrtle L Lane Ralph L Davidson August J Pace Carl R Brown Phyllis J Beard Lady G-Men complete sweep of Tigers in SBAAC Nat’l Division G-Men pluck Cardinals, 6-4 Warriors climb to 4-1 in SHAC with victory over North Adams Broncos rally in 7th for 5-4 win over Batavia Blue Jays still in search of first win Three million dollar jail expansion planned Higginsport enforcing speed with camera Unemployment rate falls in county, southern Ohio Varnau not restricted from talking online about Goldson case Rockets fall to 4-1 in SHAC with loss to North Adams Bronco tennis team tops Bethel-Tate, 5-0 Lady G-Men rise to 7-4 with win at Goshen Lady Broncos’ big bats hammer out 11-0 win over Batavia G-Men showing improvement Keith Shouse Diane L Steele August Hensley Louise R Murrell Fire strikes Mt. Orab Bible Baptist Church Grant Days 2017 attractions Man accused of sex crime, giving pot to kids Ten indicted by Brown County Grand Jury 5th Annual Rick Eagan Memorial 5K Run/Walk coming up in May Birds of Prey Three sentenced in common pleas court John H Young II Sally A Gibson

Avoid emotional investment decisions

What’s the biggest obstacle to your ability to invest successfully? Is it the ups and downs of the financial markets? Political events? The fact that you weren’t born rich? Actually, the chief hurdle you face is something over which you have control: your own emotions.

Your emotions can lead to a variety of ill-advised investment behaviors, such as these:

-Cutting losses: Declines in the financial markets can lead some investors to try to “cut their losses” by selling investments whose price has declined. Yet, when prices have dropped, it may actually be a good time to buy investments, not sell them, especially when the investments are still fundamentally sound.

-Chasing performance: In the investment world, the flip side of “fear” is “greed.” Just as some investors are propelled by fear of loss, others are motivated by quick, big gains. They may pursue “hot” investments, only to be disappointed when the sizzle quickly fizzles. Instead of trying to “score” that one big winner, you may be better off spreading your investment dollars among a range of vehicles – stocks, bonds, government securities, certificates of deposit (CDs) and so on. While diversification can’t guarantee a profit or protect against loss, it may help reduce the impact of market volatility on your portfolio.

-Focusing on the short term: When the market is down, you might get somewhat upset when you view your monthly investment statements. But any individual statement is just a snapshot in time; if you were to chart your investment results over a period of 10, 15 or 20 years, you’d see the true picture of how your portfolio is doing – and, in all likelihood, that picture would look better than a statement or two you received during a down market. In any case, don’t overreact to short-term downturns by making hasty “buy” or “sell” decisions. Instead, stick with a long-term strategy that’s appropriate for your goals, risk tolerance and time horizon.

_Heading to the investment “sidelines”: Some people get so frustrated over market volatility that they throw up their hands and head to the investment “sidelines” until “things calm down.” And it’s certainly true that, when owning stocks, there are no guarantees; you do risk losing some, or all, of your investment. But if you jump in and out of the market to “escape“ volatility, you may take on an even bigger risk – the risk of losing some of the growth you’ll need to reach your goals. Consider this: If you had invested $10,000 in a package of stocks mimicking the S&P 500 in December 1979, your investment would have grown to more than $426,000 by December 2013. But if you had missed just the 10 best days of the market during that time, your $10,000 would only have grown to less than $206,000 – a difference of about $220,000, according to Ned Davis Research, a leading investment research organization. The bottom line? Staying invested over the long term can pay off. (Keep in mind, though, that the S&P 500 is an unmanaged index and isn’t meant to depict an actual investment. Also, as you’ve no doubt heard, past performance is not a guarantee of future results.)

Our emotions are useful in guiding us through many aspects of our lives, but when you invest, you’re better off using your head – and not your heart.

Jim Holden is a local Edward Jones Financial Advisor in Georgetown. Edward Jones, it employees and financial advisors are not estate planners and cannot provide tax or legal advice.

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