Jay R Purdy Robin S Godwin Mark A Wachter Chester W Eyre Warriors blast past the G-Men, 61-40 Rockets performing well heading into post-season tournament play Lady Warriors bring home the Gold with perfect 13-0 finish in SHAC Western Brown Junior High wrestling team wraps up successful season Rockets fall victim to ‘Pack’ attack Broncos suffer heartbreaking loss to Mentor Lake Catholic in state quarterfinals Adult Education Center coming to county ‘Senior Playground’ moving forward at Georgetown park Brown County 4-H kicks off another year Eastern Middle School celebrates “Kindness Week” Billie L Shoemaker Erma J Teeters Ralph L Tracy Darrell Inskeep Jeffrey C Clark Carole Metzger Tommy R Ring Brent A Arn Daniel L Sellers Lady Warriors finish regular season as SHAC Division I champions Regular season comes to a close for Lady Rockets Howell commits to Walsh Rockets peaking at right time Emotions run high as Eastern seniors present disabled students with signed basketballs on Senior Night Broncos top Bethel-Tate at In-School Dual before heading to state tourney Lady G-Men shoot down the Rockets State Senator Uecker tours Georgetown schools Proposed school budget numbers released by Kasich Todd Rumpke remembered, honored with Lifetime Achievement Award Ten year old from Hamersville appears in commercials Three sentenced in common pleas Emery D Sutherland Robert C Downs Sr Chester A Lanter Robert L Orr Jessica L Farris Broncos are Region 15 champs Jays soar to win over Eastern Lady Warriors roll to 18-1 Pitch count regulation approved for high school baseball Lady G-Men top Amelia for sixth win Regular season winding down for Lady Broncos Awards presented at Chamber Breakfast ‘Number one heroin dealer’ gets 15 years Seven indicted by county grand jury Aberdeen searches for new fiscal officer Aberdeen searches for new fiscal officer Harold Wardlow Kimberly B Petri Betty L Gifford Ollie J Slone Ralph J Snider James R Garman Betty L Greiner RULH welcomes four new members to Sports Hall of Fame Broncos gallop to win over Hillsboro Rockets soar past Whiteoak Broncos advance to Div. II, Region 15 Semifinals Jays edge out Peebles James S Kesler Veterans honored with service medals Man arrested after home invasion Truck driver faces manslaughter charges after November crash BC Chamber prepares for 2017 Business Breakfast, Monday, Jan. 30 in Georgetown BC Animal Shelter asks people to consider adopting a dog Victor J Bohl Vivian Coleen Charles E Bates Sr Eal Lainhart Michael D Karos Jr John H Kirk Janet R Meyer Patsy A Clark Dorothy J Schroeder Broncos trample the G-Men, 73-40 Rockets down the Devils, 59-55 Seven new inductees to enter WBHS Sports Hall of Fame Lady Warriors ascend to 13-1 Broncos finish 2nd of 22 teams in Hammer and Anvil Invitational Hedwig Lambert Billie G Walkup Some county offices may be moved G’town Council approves 2017 budget Family doubles in size with adoption Sardinia Mayor looks forward to 2017 2017 Fayetteville Firemen’s Festival set Floyd Newberry Jr Donna F Lang Gene Warren Dwight L Fulton Virginia A O’Neil Anne L Durbin-Thomas Marietta Dunn Charles L Latchford Broncos win ‘Battle of 32’ Lady Broncos claim win over Bethel-Tate

Fixing errors on Ohioans’ credit reports

Too many Ohioans are still feeling the effects of the 2008 financial crisis — particularly on their credit scores.

More than 50 million consumers saw their credit scores plunge more than 20 points during the worst days of the crisis, from 2008 to 2009. Many still haven’t fully recovered.

To make matters worse, one-in-five consumers has an error on his or her credit report. These errors can have serious consequences. Today credit scores are being used more than ever, and often for non-credit purposes, like employment and rental housing. Inaccurate scores can lead to Ohioans being given incorrect interest rates or no credit at all.

We need to do more to build on-ramps to the middle class for hardworking Ohioans, and our country took one important step in that direction last week.

We know that these issues are frustrating too many Ohioans. The Consumer Financial Protection Bureau (CFPB) was created after the crisis to be a voice for consumers in our financial system, and together, debt collection and credit reporting made up the majority of the complaints the CFPB received from consumers over the past year.

Since the CFPB opened its doors, 20,000 Ohio consumers have filed complaints with the Bureau — and roughly 8,000 of those were about debt collection and credit reporting.

We need to ensure that credit scores are accurate, and that errors and old debt aren’t compounding the problem.

That’s why recently I introduced the Consumer Reporting Fairness Act. It would require creditors to ensure that debts discharged in bankruptcy show a zero balance on the consumer’s credit report in an accurate and timely manner.

This will ensure that debts prior to bankruptcy aren’t, in effect, double-counted and don’t continue to haunt Ohioans looking for jobs, apartments, and home loans. We also know that debt collectors are too often going after debt that is not owed, often in abusive ways. This bill will put a stop to that harassment.

Foreclosures already wreaked havoc on consumers’ credit scores during the crisis. We need to make it easier for Americans to get back on their feet with common sense reforms like this.

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Sherrod Brown

Ohio Senator

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2016 News Democrat