Some Georgetown School staff members will be armed this fall Local Democrats host Jerry Springer at dinner Chamber of Commerce discusses development Gerald P Morel Lady Broncos capture softball program’s 5th straight SBAAC American Division title Warriors on top in SHAC Division I standings Lady Broncos take first in Western Brown Track Invite Rockets leading way in SHAC Div. II James E Newman Paul E Funk Alan Hanselman Robert V Nash III Frances L Poole Minnie E Fisher Donovan M Pope Irvin E Stiens Myrtle L Lane Ralph L Davidson August J Pace Carl R Brown Phyllis J Beard Lady G-Men complete sweep of Tigers in SBAAC Nat’l Division G-Men pluck Cardinals, 6-4 Warriors climb to 4-1 in SHAC with victory over North Adams Broncos rally in 7th for 5-4 win over Batavia Blue Jays still in search of first win Three million dollar jail expansion planned Higginsport enforcing speed with camera Unemployment rate falls in county, southern Ohio Varnau not restricted from talking online about Goldson case Rockets fall to 4-1 in SHAC with loss to North Adams Bronco tennis team tops Bethel-Tate, 5-0 Lady G-Men rise to 7-4 with win at Goshen Lady Broncos’ big bats hammer out 11-0 win over Batavia G-Men showing improvement Keith Shouse Diane L Steele August Hensley Louise R Murrell Fire strikes Mt. Orab Bible Baptist Church Grant Days 2017 attractions Man accused of sex crime, giving pot to kids Ten indicted by Brown County Grand Jury 5th Annual Rick Eagan Memorial 5K Run/Walk coming up in May Birds of Prey Three sentenced in common pleas court John H Young II Sally A Gibson Barbara Burris Mary Ann Napier Martha L Newland Marlene Thompson Patricia A Firrell Kellie J Berry Mt. Orab, Hamersville students take part in ‘Hoops for Heart’ Eastern players take part in District 14 All-Star Games DeWine meets with local officials Eastern Superintendent praises students accomplishments during board meeting Local author’s story appears in new book Four sentenced in common pleas court Three to run for Municipal Judge Grant Days 2017 coming in April Lincoln’s Generals at Grant Days Brenda R Harris Mock crash staged at Georgetown High School Georgetown to hire eighth full time police officer Reception honoring Becky Cropper April 2 PRC to host annual community supper Rockets blast past the Blue Jays Georgetown hosts ‘season opener’ track and field invite Lady Rockets cruise to 10-0 win over Ripley Lady Warriors, Lady G-Men split games in season opener double-header Bobby A Reed Harold L Barger Ralph M Gaither Stranded students rescued by Brown County cooperation 4-H Teen Ambassador Dunning attends SHOT Show Veterans Service Commission invites veterans to seek help with benefits Unemployment rate rises in Brown County Pick a Lollipop, help a dog A season to remember G-Men hit the field for first baseball scrimmage Eastern’s Rigdon, Purdy earn AP SE District Div. III honors New blocking, kicking rules address risk minimization in high school football Judy A Schneider James M Darnell Lawanda R Truesdell Paul E Grisham Arrelous R Rowland Dennis E Stivers David M Daniels Fayetteville man is charged with child porn April 1st Grand Opening for Jacob’s Ladder Resale Boutique in Georgetown Talent Show auditions at Gaslight Theatre Nine indicted by county grand jury Vietnam Veteran’s Memorial Wall visit coming next May to BC Fairgrounds In it to win it! Bronco wrestlers end season on successful note Eastern’s Hopkins finishes 5th in long jump at OATCCC State Indoor Track and Field Meet SBAAC awards academic all-stars, winning teams

Fixing errors on Ohioans’ credit reports

Too many Ohioans are still feeling the effects of the 2008 financial crisis — particularly on their credit scores.

More than 50 million consumers saw their credit scores plunge more than 20 points during the worst days of the crisis, from 2008 to 2009. Many still haven’t fully recovered.

To make matters worse, one-in-five consumers has an error on his or her credit report. These errors can have serious consequences. Today credit scores are being used more than ever, and often for non-credit purposes, like employment and rental housing. Inaccurate scores can lead to Ohioans being given incorrect interest rates or no credit at all.

We need to do more to build on-ramps to the middle class for hardworking Ohioans, and our country took one important step in that direction last week.

We know that these issues are frustrating too many Ohioans. The Consumer Financial Protection Bureau (CFPB) was created after the crisis to be a voice for consumers in our financial system, and together, debt collection and credit reporting made up the majority of the complaints the CFPB received from consumers over the past year.

Since the CFPB opened its doors, 20,000 Ohio consumers have filed complaints with the Bureau — and roughly 8,000 of those were about debt collection and credit reporting.

We need to ensure that credit scores are accurate, and that errors and old debt aren’t compounding the problem.

That’s why recently I introduced the Consumer Reporting Fairness Act. It would require creditors to ensure that debts discharged in bankruptcy show a zero balance on the consumer’s credit report in an accurate and timely manner.

This will ensure that debts prior to bankruptcy aren’t, in effect, double-counted and don’t continue to haunt Ohioans looking for jobs, apartments, and home loans. We also know that debt collectors are too often going after debt that is not owed, often in abusive ways. This bill will put a stop to that harassment.

Foreclosures already wreaked havoc on consumers’ credit scores during the crisis. We need to make it easier for Americans to get back on their feet with common sense reforms like this.

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Sherrod Brown

Ohio Senator

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2016 News Democrat