Jack Hamilton Charles L Glover Maxine M Stires Western Brown youth basketball camps a success Leto to represent Team USA in Australia Broncos hard at work in preparation for fall season Eastern approves bowling team Phyllis Ruth Lois A Manley Eddie L Carr Thomas L Carnahan Cameron Barkley Walter J McGee Gary J Graham George D Johnson Walter F Crawford Jr Charles E Meranda Jr Corbin testifies before Ohio Senate Five arrested in Hamersville drug bust Neil Diamond tribute band coming Hyde finds home at Midway Youngsters work to improve on hoop skills at Eastern basketball camps Sizer named All-District Honorable Mention Western Brown’s Barnes earns All-State, All-District honors Local players compete in SWOFCA Ron Woyan East/West All-Star Game 6th annual Ravye Williams Memorial 3-on-3 Basketball Tournament set for June 24 Clarence E Teal Rosie B Poe Monard C Boots James P Conrad James T Dinser Scott J Swearingen Eastern’s Farris earns award for top 2-point field percentage in Ohio Georgetown’s Seigla earns All-District honors OHSAA announces 2017 football regions and playoffs format Western Brown volleyball camps a success with over 100 in attendance Rigdon finishes high school running career with 10th place finish at state track and field championship meet Grace E Fite Women return to county jail as funds start to run low Georgetown Council takes action on vacant structures Veterans honored in Mt. Orab John McGee Timmy Burson Patricia A London Mary J Hall Kenneth R Behymer Western Brown’s Joe Sams commits to Marietta College WBHS to hold girls youth basketball camp Huseman signs with UC Clermont Day to continue baseball career on collegiate level at UC Clermont Western’s Pack signs with NKU WBHS to host youth boys basketball camp Eastern’s Rigdon, Hopkins are STATE BOUND James Ratliff Robert P Lesko Armstrong sentenced to twenty years on child porn possession charges Russellville hires new Village Clerk Russellville Council approves purchase of two ambulances FP School Board changes millage funding formula Thirteen charged by Brown Co. Grand Jury Local athletes advance to track and field regionals SBAAC awards baseball, softball, boys track and field First Team all-stars SHAC awards baseball all-stars Lady Broncos finish as SW District Div. II runner-up Lady Warriors cap off season as SE District Div. III runner-up Impressive post-season tourney run reaches end for Lady Rockets Rose M Crone Thousands visit Traveling Vietnam Veteran’s Memorial Wall Strategies discussed to join Maysville/Mason County KY with Brown Co. communities for economic growth Road and bridge work planned in county Linda M Lawson Margaret G Newkirk Gregory R Dunn Sandra L Haitz Wesley A Cooper Everette F Donell Lady Broncos move to SW District Div. II finals Lady Rockets top Cincy Christian 22-1 to earn berth in district finals Lady Warriors head to SE District Div. III finals with win over Gallia SW District Track and Field Tourney action gets underway Russell E Conn Robert T Fisher Philip L Paeltz David Beals Gregory A Smith II William G Mullinnix Patricia Ogden Brittany Stykes remembered by friends and family 2018 county budget could be cut by up to ten percent Georgetown Police Chief updates council Over 40 vendors, crafters at 2017 Annual Craft Show Cropper’s time as GHS girls basketball coach expected to end after 21 years at the helm Barnes’ perfect game and big hits lead Lady Broncos to round one sectional win Broncos advance in sectional play with win over Mt. Healthy Kenny B Williams Stephen E Marcum Christopher J Lovett Brandon M Traylor Gaslight renovations set to begin Ripley students view mock crash at school

Know the impact of retirement goals

The concept of “retirement” has changed dramatically in recent decades. Today’s retirees are traveling, volunteering, pursuing their hobbies — and even working for money. In fact, as a retiree, you can essentially do anything you want, as long as your health and finances permit it. Through exercise, proper diet and avoidance of bad habits, you can do a lot to stay physically healthy. And by clearly identifying your retirement goals and estimating their financial impact, you’ll know how to stay “financially healthy” throughout your retirement years.

So, what are your retirement goals? Here are some of the more common ones:

Travel. Many people can’t wait to see the world once they retire. If you’re one of these eager travelers, you’ve got more choices than ever. Programs such as Road Scholar (formerly known as Elderhostel) provide educational travel programs to virtually every area on the planet. And, of course, you are free to journey on your own. But however you decide to hit the road, you’d better bring your wallet — because travel is expensive. One way of dealing with these costs is to place a certain amount of money each year in a liquid account that offers significant protection of principal. Set aside enough money to cover all your travels for a year, and when it’s exhausted, you’ll know it’s time to stay home for a while.

Rent or buy a second home. During retirement, many people like to spend a few months each year in a more pleasant climate or in a location nearer their grown children. If you are considering a second home, you’ll need to decide whether you want to rent or buy. You’ll find considerable differences from a financial point of view, so you’ll want to think carefully about your choice.

Pursue your hobbies. While you were working, you might have wished that you had more freedom to pursue your hobbies. Once you retire, though, you’ll probably have a lot more time to do what you like, whether that’s driving your classic car, painting landscapes, golfing, fishing, building furniture — whatever. Be aware, however, that some people do get over-exuberant and spend more money on their hobbies than they can really afford. So have fun with your pursuits, but set a budget — and stick to it.

Get back to work. Upon your formal retirement, you may decide to do some consulting or open a small business. Any wages you receive can greatly improve your retirement income picture. For example, the more money you earn, the less you’ll have to take out each year from your 401(k), IRA and other retirement plans. (You will have to take at least minimum withdrawals from some of these accounts.) Plus, if you make enough money, you may be able to postpone Social Security for a few years, thereby increasing your monthly payments when you eventually start taking them.

As you can see, your retirement goals will be closely tied to your finances. So think carefully about what you’d like to do when you retire — and connect these objectives to the money you’ll spend and the money you may earn. By being aware of both your dreams and your “bottom line,” you should be able to enjoy the retirement lifestyle you’ve envisioned.

Jim Holden is a local Edward Jones Financial Advisor in Georgetown.

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